Our Team

Stephen Rinaldi - NMLS# 342291

Stephen Rinaldi - NMLS# 342291

President / Founder / Mortgage Consultant

Stephen has been serving the community as a mortgage loan officer for nearly 20 years. As a retired algebra teacher and instruction coach, Stephen brings a unique ability to provide clarity to a complex and nuanced industry. Treating clients like family, listening to truly understand their goals, and strategizing along with them to ensure that these goals are met is what separates Stephen from the competition. Stephen believes that making himself and his team available 24/7 is a sacrifice that is worth being made to make sure that his clients get the service they deserve. “If I was buying or refinancing a home, I’d expect my loan officer to be available whenever I needed him, so how I could I not provide that for all my clients?”

Robert Malinowski

Robert Malinowski

Processor

A team player from his years as an athlete, Robert knows what it takes to work with others to accomplish a goal. Immersed in the mortgage industry since his days at West Virginia University, he brings knowledge and a strong work ethic to the Rinaldi Group as part of his commitment to giving clients the very best in service. Together with every member of the Rinaldi Group, Robert is committed to seeing your loan close on time and that your mortgage experience from start to finish is a pleasant one.

Kate Yeutukhova

Kate Yeutukhova

Loan Partner

Kate graduated from Eastern University with a bachelor’s degree in marketing. During her senior year, Kate showed interest in the mortgage industry and joined Stephen Rinaldi as an intern. After graduating from Eastern, Kate stayed with Stephen as his assistant and a marketing specialist for the Rinaldi Group.

Chris Friel

Chris Friel

Mortgage Originator
NMLS: 2249350

Chris graduated from St. Joseph’s University with a degree in marketing and a master’s in education. With over 25 years teaching experience he can use his unique perspective and experience to transfer many of the skills that he has perfected into the mortgage industry. He prides himself on his impeccable communication and organizational skills. His attention to detail, great people skills and ability to anticipate his client’s needs will assure you of a timely and seamless close. He will provide you with honest answers and realistic expectations. Chris’ goal is to listen to his client’s needs and then develop a strategy to pick the best option to suit their goals which will provide an excellent mortgage experience.

Shane Gilfoy

Shane Gilfoy

Mortgage Originator
NMLS: 2236814

Shane started in the business with general construction in the summer months of college at West Chester University. From his days in construction, it drove a deep desire for real estate. Currently a real estate agent and a mortgage loan officer, Shane wants to put his clients in the best position possible to win big. Treating clients like family, being available 24/7, and speed is really what he embodies here, as a loan officer, at the Rinaldi Group.

Albert Humes

Albert Humes

Mortgage Originator
NMLS: 2233856

A graduate of Widener University, as well as obtaining three post-graduate degrees in Education, Albert decided to expand into the mortgage industry. With a background as an educator and coach, Albert has spent his entire professional life working to help others. These experiences have prepared Albert to guide clients through the mortgage process and make the process easy for them. While understanding that purchasing a home is a life-changing experience that can become stressful, Albert’s goal is to help ease that burden for clients by providing them with a responsive, seamless mortgage process.

Kaitlyn Palma

Kaitlyn Palma

Mortgage Originator
NMLS: 2089007

As your trusted Mortgage Originator, Kaitlyn’s goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. Kaitlyn has been through the home financing experience as a consumer multiple times herself, so she truly understands what exceptional client experience needs to be. She takes pride in thoroughly educating clients throughout the mortgage transaction, so they have a full understanding of their options and feel comfortable with their chosen loan program. Whether you are a first-time home buyer or a seasoned owner, our trustworthy team is here for all your home financing needs.

Patrick McMenamin

Patrick McMenamin

Mortgage Originator
NMLS: 2489069

Pat is a dedicated mortgage professional with a strong background in education and coaching. A graduate of West Chester University with a Master‘s degree from Temple University, Pat brings skills honed from more than a decade of teaching and coaching high school basketball. Pat’s passion for helping others and his ability to explain complex processes help to make the mortgage journey smoother for his clients. He treats clients like family, listens to their goals, and works to achieve their dreams of homeownership. With his exceptional communication and organizational skills, Pat ensures clients feel supported from application to closing. Whether you’re buying your first home, your next home, investing, purchasing a vacation property, or refinancing, Pat is committed to providing an exceptional mortgage experience.